(a) First, obtain an application, BIA Form 6407, from your servicing housing office or the BIA Web site.
(b) Second, complete and sign BIA Form 6407.
(c) Third, submit your completed and signed application to your servicing housing office.
(d) Fourth, furnish to the servicing housing office documentation proving your tribal membership. Examples of acceptable documentation include a copy of your Certificate of Degree of Indian Blood (CDIB) or a copy of your tribal membership card.
(e) Fifth, provide proof of income from all permanent members of your household.
(1) Submit signed copies of current 1040 tax returns from all permanent members of the household, including W-2s and all other attachments. Submit the Social Security number of the applicant only.
(2) Provide proof of all other income from all permanent members of the household. This includes unearned income such as Social Security, general assistance, retirement, and unemployment benefits.
(3) If you or other household members did not file a tax return, submit a signed notarized statement explaining why you did not.
(f) Sixth, furnish a copy of your annual trust income statement for your Individual Indian Money (IIM) account from your home agency. If you do not have an IIM account, furnish a statement from your home agency to that effect.
(g) Seventh, provide proof of ownership of the residence and land or potential leasehold interest:
(1) For fee property, provide a copy of a fully executed deed, which is available at your local county or parish court house;
(2) For trust property, provide certification of ownership from your home agency;
(3) For tribally owned land, provide a copy of a properly executed tribal assignment, certified by the tribe;
(4) For multi-owner property, provide a copy of a properly executed lease;
(5) For a potential lease, provide proof of ability to acquire an undivided leasehold (that is, you will be the only lessee) for a minimum of 25 years from the date of service; or
(6) For down-payment assistance, provide a description and the location of the house to be purchased, verification of your intent to purchase, and the sale price of the house.
(h) Eighth, if you seek down payment assistance, provide a letter from the institution where you have applied for mortgage financing that specifies:
(1) The down payment amount; and
(2) The closing costs required for you to qualify for the loan.
(a) The servicing housing office will review your application. If your application is incomplete, the office will notify you, in writing, of what is needed to complete your application and of the date by which it must be submitted. If you do not return your application by the deadline date, you will not be considered for assistance in that program year.
(b) The servicing housing office will use your completed application to determine if you are eligible for the HIP.
(1) If you are found ineligible for the program, the servicing housing office will advise you in writing within 45 days of receipt of your completed application.
(2) If you are found eligible for the program, the servicing housing office will assess your application for need, according to the factors and numeric values shown in the following table.
| Factor
| Ranking factor and definition
| Ranking description
| Point value
|
|---|
| 1 | Annual household income: Must include income of all persons counted in Factors 2, 3, 4. Income includes earned income, royalties, and one-time income. A household with an income 151 percent of more of the Federal poverty guidelines is ineligible for the HIP | Income as a percentage of the Federal poverty guidelines: | Points:
|
| | | 0-25 | 25.
|
| | | 26-50 | 20.
|
| | | 51-75 | 15.
|
| | | 76-100 | 10
|
| | | 101-125 | 5.
|
| | | 126-150 | 0.
|
| 2 | Aged person: person age 55 or older and must be living in the house.
Maximum points awarded under this factor is 15, regardless of the number of years over age 55. Thus, 15 points will be added to the score for a resident who is 70 years old or older. | Years of age:
Less than 55
55 and older | Points:
1 point per year over age 54, up to maximum of 15 points.
|
| 3 | Disabled individual: One or more disabled persons living in the house. Must fit under established definition of “disabled as in § 256.2.” Maximum points awarded under this factor is 10, regardless of the number of disabled residents. | If a there is a disabled resident | 10.
|
| 4 | Dependent Children: Must be under the age of 18 or such other age established for purposes of parental support by tribal or state law (if any). Must live in the house and not be married. Maximum points awarded under this factor is 15. | Number of dependent children: | Points:
|
| | | 1 | 3.
|
| | | 2 | 6.
|
| | | 3 | 9.
|
| | | 4 | 12.
|
| | | 5 or more | 15.
|
| 5 | Other conditions:
• Veteran.
• Homeless or Dilapidated house.
• Overcrowded conditions.
Maximum points awarded under this factor is 15 | If any of the conditions are present | 5 for each condition that applies.
|
| 6 | Applicants with an approved financing package | If applicant has approved financing | 25. |
(c) The servicing housing office will develop a list of the applications received and considered for the HIP for the current program year. The list will include, at a minimum, all of the following:
(1) The number of applications received and, of those, the number considered.
(2) The rank assigned to applicants in order of need, from highest to lowest, in accordance with tribal approval and knowledge of need, based on the total numeric value assigned using the factors in paragraph (b) of this section. (In case of a tie, the family with the lower income per household member will be listed first.)
(3) The estimated allowable costs of the improvements, renovations, and replacement projects for each applicant and for the entire priority list. This data must identify which applicants will be served based on the amount of available funding, starting with the neediest applicant and continuing until the available funding is depleted.
(4) A list of the applicants not ranked, with an explanation of why they weren't ranked (such as the reason for ineligibility or the reason for incomplete application).
(d) The servicing housing office submits to the regional office an annual fiscal year report that includes all of the following:
(1) Number of eligible applicants;
(2) Number of applicants who received service;
(3) Names of applicants who received service; and
(4) All of the following for each applicant that received service:
(i) Date of construction start;
(ii) Date of construction completion;
(iii) Cost; and
(iv) HIP category.