consumers are provided with timely and understandable information to make responsible decisions about financial transactions;

consumers are protected from unfair, deceptive, or abusive acts and practices and from discrimination;

outdated, unnecessary, or unduly burdensome regulations are regularly identified and addressed in order to reduce unwarranted regulatory burdens;

Federal consumer financial law is enforced consistently, without regard to the status of a person as a depository institution, in order to promote fair competition; and

markets for consumer financial products and services operate transparently and efficiently to facilitate access and innovation.

conducting financial education programs;

collecting, investigating, and responding to consumer complaints;

collecting, researching, monitoring, and publishing information relevant to the functioning of markets for consumer financial products and services to identify risks to consumers and the proper functioning of such markets;

subject to sections 5514 through 5516 of this title, supervising covered persons for compliance with Federal consumer financial law, and taking appropriate enforcement action to address violations of Federal consumer financial law;

issuing rules, orders, and guidance implementing Federal consumer financial law; and

performing such support activities as may be necessary or useful to facilitate the other functions of the Bureau.