Effective Date
[Pub. L. 90–321, title VIII, § 819], formerly § 818, as added by [Pub. L. 95–109], Sept. 20, 1977, [91 Stat. 883], § 818; renumbered § 819, [Pub. L. 109–351, title VIII, § 801(a)(1)], Oct. 13, 2006, [120 Stat. 2004], provided that: “This title [enacting this subchapter] takes effect upon the expiration of six months after the date of its enactment [Sept. 20, 1977], but section 809 [section 1692g of this title] shall apply only with respect to debts for which the initial attempt to collect occurs after such effective date.”