U.S Code last checked for updates: Nov 23, 2024
§ 6760.
Relationship to State law
(a)
Preemption of State laws
(b)
Prohibited actions
(1)
In general
No State shall—
(A)
impede the activities of, take any action against, or apply any provision of law or regulation arbitrarily or discriminatorily to, any insurance producer because that insurance producer or any affiliate plans to become, has applied to become, or is a member of the Association;
(B)
impose any requirement upon a member of the Association that it pay fees different from those required to be paid to that State were it not a member of the Association; or
(C)
impose any continuing education requirements on any nonresident insurance producer that is a member of the Association.
(2)
States other than a home State
No State, other than the home State of a member of the Association, shall—
(A)
impose any licensing, personal or corporate qualifications, education, training, experience, residency, continuing education, or bonding requirement upon a member of the Association that is different from the criteria for membership in the Association or renewal of such membership;
(B)
impose any requirement upon a member of the Association that it be licensed, registered, or otherwise qualified to do business or remain in good standing in the State, including any requirement that the insurance producer register as a foreign company with the secretary of state or equivalent State official;
(C)
require that a member of the Association submit to a criminal history record check as a condition of doing business in the State; or
(D)
impose any licensing, registration, or appointment requirements upon a member of the Association, or require a member of the Association to be authorized to operate as an insurance producer, in order to sell, solicit, or negotiate insurance for commercial property and casualty risks to an insured with risks located in more than one State, if the member is licensed or otherwise authorized to operate in the State where the insured maintains its principal place of business and the contract of insurance insures risks located in that State.
(3)
Preservation of State disciplinary authority
(Pub. L. 106–102, title III, § 330, as added Pub. L. 114–1, title II, § 202(a), Jan. 12, 2015, 129 Stat. 25.)
cite as: 15 USC 6760