U.S Code last checked for updates: Nov 22, 2024
§ 1715z–14.
Risk-sharing demonstration
(a)
Demonstration mortgage risk-sharing program; areas; number of mortgages
(b)
One- to four-family dwellings; requirements for private mortgage insurance companies
Notwithstanding any other provision of this chapter inconsistent with this section, the Secretary is authorized, in providing mortgage insurance with respect to one- to four-family dwellings under sections 1709(b), 1715y, and 1715z–10 1
1
 See References in Text note below.
of this title, to enter into risk-sharing contracts with private mortgage insurance companies which have been determined to be qualified insurers under section 1717(b)(2)(C) of this title and with insured community development financial institutions. Such contracts shall require private mortgage insurance companies and insured community development financial institutions to—
(1)
assume a secondary percentage of loss on any mortgage insured pursuant to section 1709(b), 1715y, or 1715z–10 of this title covering a one- to four-family dwelling, which percentage of loss shall be set forth in the risk-sharing contract, with the first percentage of loss to be borne by the Secretary; 2
2
 So in original. Probably should be followed by “and”.
(2)
perform or delegate underwriting, credit approval, appraisal, inspection, commitment, claims processing, property disposition, or other functions as the Secretary shall approve as consistent with the purposes of this section and shall set forth in the risk-sharing contract.
(c)
Required contract provisions
(d)
Mortgages offered for inclusion by Secretary
(e)
Insured community development financial institution
(June 27, 1934, ch. 847, title II, § 249, as added Pub. L. 98–181, title I [title IV, § 428(a)], Nov. 30, 1983, 97 Stat. 1219; amended Pub. L. 99–120, § 1(g), Oct. 8, 1985, 99 Stat. 502; Pub. L. 99–156, § 1(g), Nov. 15, 1985, 99 Stat. 815; Pub. L. 99–219, § 1(g), Dec. 26, 1985, 99 Stat. 1730; Pub. L. 99–267, § 1(g), Mar. 27, 1986, 100 Stat. 73; Pub. L. 99–272, title III, § 3007(g), Apr. 7, 1986, 100 Stat. 105; Pub. L. 99–289, § 1(b), May 2, 1986, 100 Stat. 412; Pub. L. 99–345, § 1, June 24, 1986, 100 Stat. 673; Pub. L. 99–430, Sept. 30, 1986, 100 Stat. 986; Pub. L. 100–122, § 1, Sept. 30, 1987, 101 Stat. 793; Pub. L. 100–154, Nov. 5, 1987, 101 Stat. 890; Pub. L. 100–170, Nov. 17, 1987, 101 Stat. 914; Pub. L. 100–179, Dec. 3, 1987, 101 Stat. 1018; Pub. L. 100–200, Dec. 21, 1987, 101 Stat. 1327; Pub. L. 106–554, § 1(a)(7) [title I, § 143], Dec. 21, 2000, 114 Stat. 2763, 2763A–618.)
cite as: 12 USC 1715z-14