the requirements applicable to the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation under Federal law and the costs to the enterprises;

the cost of capital to the enterprises;

housing affordability and availability and the cost of homeownership;

the level of secondary mortgage market competition subsequently available in the private sector;

whether increased amounts of capital would be necessary for the enterprises to continue operation;

the secondary market for residential loans and the liquidity of such loans; and

any other factors that the Comptroller General, the Secretary of Housing and Urban Development, the Secretary of the Treasury, or the Director of the Congressional Budget Office deems appropriate to enable the Congress to evaluate the desirability and feasibility of privatization of the enterprises.