15 USC 1681h - Conditions and form of disclosure to consumers

U.S Code last checked for updates: Nov 22, 2024

§ 1681h.

Conditions and form of disclosure to consumers

(a)

In general

(1)

Proper identification

(2)

Disclosure in writing

(b)

Other forms of disclosure

(1)

In general

If authorized by a consumer, a consumer reporting agency may make the disclosures required under 1

 So in original. Probably should be followed by “section”.

1681g of this title—

(A)

other than in writing; and

(B)

in such form as may be—

(i)

specified by the consumer in accordance with paragraph (2); and

(ii)

available from the agency.

(2)

Form

A consumer may specify pursuant to paragraph (1) that disclosures under section 1681g of this title shall be made—

(A)

in person, upon the appearance of the consumer at the place of business of the consumer reporting agency where disclosures are regularly provided, during normal business hours, and on reasonable notice;

(B)

by telephone, if the consumer has made a written request for disclosure by telephone;

(C)

by electronic means, if available from the agency; or

(D)

by any other reasonable means that is available from the agency.

(c)

Trained personnel

(d)

Persons accompanying consumer

(e)

Limitation of liability

(Pub. L. 90–321, title VI, § 610, as added Pub. L. 91–508, title VI, § 601, Oct. 26, 1970, 84 Stat. 1131; amended Pub. L. 104–208, div. A, title II, § 2408(e)(1), (4), (5)(B), Sept. 30, 1996, 110 Stat. 3009–438, 3009–439.)

cite as: 15 USC 1681h