incorporating the need to finance lead-based paint hazard reduction into underwriting standards;

developing new loan products and procedures for financing lead-based paint hazard evaluation and reduction activities;

adjusting appraisal guidelines to address lead safety;

incorporating risk assessments or inspections for lead-based paint as a routine procedure in the origination of new residential mortgages;

revising guidelines, regulations, and educational pamphlets issued by the Department of Housing and Urban Development and other Federal agencies relating to lead-based paint poisoning prevention;

reducing the current uncertainties of liability related to lead-based paint in rental housing by clarifying standards of care for landlords and lenders, and by exploring the “safe harbor” concept;

increasing the availability of liability insurance for owners of rental housing and certified contractors and establishing alternative systems to compensate victims of lead-based paint poisoning; and

evaluating the utility and appropriateness of requiring risk assessments or inspections and notification to prospective lessees of rental housing.