has a satisfactory credit history;

has a need for increased storage capacity, taking into account the effects of marketing allotments; and

demonstrates an ability to repay the loan.

have a minimum term of 7 years;

not include any penalty for prepayment; and

be in such amounts and on such other terms and conditions (including terms and conditions relating to downpayments, collateral, and eligible facilities) as are normal, customary, and appropriate for the size and commercial nature of the borrower.