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Regulations last checked for updates: May 14, 2025

Title 12 - Banks and Banking last revised: Apr 15, 2025
All TitlesTitle 12Chapter IPart 43Subpart D - Subpart D—Exceptions and Exemptions
  • § 43.13 - Exemption for qualified residential mortgages.
  • § 43.14 - Definitions applicable to qualifying commercial loans, qualifying commercial real estate loans, and qualifying automobile loans.
  • § 43.15 - Qualifying commercial loans, commercial real estate loans, and automobile loans.
  • § 43.16 - Underwriting standards for qualifying commercial loans.
  • § 43.17 - Underwriting standards for qualifying CRE loans.
  • § 43.18 - Underwriting standards for qualifying automobile loans.
  • § 43.19 - General exemptions.
  • § 43.20 - Safe harbor for certain foreign-related transactions.
  • § 43.21 - Additional exemptions.
  • § 43.22 - Periodic review of the QRM definition, exempted three-to-four unit residential mortgage loans, and community-focused residential mortgage exemption.
authority: 12 U.S.C. 1
source: 79 FR 77740, 77764, Dec. 24, 2014, unless otherwise noted.
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