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Regulations last checked for updates: May 13, 2025

Title 12 - Banks and Banking last revised: Apr 15, 2025
All TitlesTitle 12Chapter XPart 1005Subpart A - Subpart A—General
  • § 1005.1 - Authority and purpose.
  • § 1005.2 - Definitions.
  • § 1005.3 - Coverage.
  • § 1005.4 - General disclosure requirements; jointly offered services.
  • § 1005.5 - Issuance of access devices.
  • § 1005.6 - Liability of consumer for unauthorized transfers.
  • § 1005.7 - Initial disclosures.
  • § 1005.8 - Change in terms notice; error resolution notice.
  • § 1005.9 - Receipts at electronic terminals; periodic statements.
  • § 1005.10 - Preauthorized transfers.
  • § 1005.11 - Procedures for resolving errors.
  • § 1005.12 - Relation to other laws.
  • § 1005.13 - Administrative enforcement; record retention.
  • § 1005.14 - Electronic fund transfer service provider not holding consumer's account.
  • § 1005.15 - Electronic fund transfer of government benefits.
  • § 1005.16 - Disclosures at automated teller machines.
  • § 1005.17 - Requirements for overdraft services.
  • § 1005.18 - Requirements for financial institutions offering prepaid accounts.
  • § 1005.19 - Internet posting of prepaid account agreements.
  • § 1005.20 - Requirements for gift cards and gift certificates.
authority: 12 U.S.C. 5512,5581; 15 U.S.C. 1693b. Subpart B is also issued under 12 U.S.C. 5601 and 15 U.S.C. 1693o-1.
source: 76 FR 81023, Dec. 27, 2011, unless otherwise noted.
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