• § 1601. Congressional findings and declaration of purpose

• § 1602. Definitions and rules of construction

• § 1603. Exempted transactions

• § 1604. Disclosure guidelines

• § 1605. Determination of finance charge

• § 1606. Determination of annual percentage rate

• § 1607. Administrative enforcement

• § 1608. Views of other agencies

• § 1609. Repealed.

• § 1610. Effect on other laws

• § 1611. Criminal liability for willful and knowing violation

• § 1612. Effect on government agencies

• § 1613. Annual reports to Congress by Bureau

• § 1614. Repealed.

• § 1615. Prohibition on use of “Rule of 78’s” in connection with mortgage refinancings and other consumer loans

• § 1616. Board review of consumer credit plans and regulations