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Regulations last checked for updates: May 14, 2025

Title 12 - Banks and Banking last revised: Apr 15, 2025
All TitlesTitle 12Chapter IIPart 226Subpart G - Subpart G—Special Rules Applicable to Credit Card Accounts and Open-End Credit Offered to College Students
  • § 226.51 - Ability to Pay.
  • § 226.52 - Limitations on fees.
  • § 226.53 - Allocation of payments.
  • § 226.54 - Limitations on the imposition of finance charges.
  • § 226.55 - Limitations on increasing annual percentage rates, fees, and charges.
  • § 226.56 - Requirements for over-the-limit transactions.
  • § 226.57 - Reporting and marketing rules for college student open-end credit.
  • § 226.58 - Internet posting of credit card agreements.
  • § 226.59 - Reevaluation of rate increases.
authority: 12 U.S.C. 3806; 15 U.S.C. 1604,1637,1639,and; Pub. L. 111-24, section 2, 123 Stat. 1734; Pub. L. 111-203, 124 Stat. 1376
source: Reg. Z, 46 FR 20892, Apr. 7, 1981, unless otherwise noted.
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