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Regulations last checked for updates: Nov 22, 2024
Title 24 - Housing and Urban Development last revised: Nov 13, 2024
All Titles
Title 24
Chapter II
Part 203
Subpart A - Subpart A—Eligibility Requirements and Underwriting Procedures
DIRECT ENDORSEMENT, LENDER INSURANCE, AND COMMITMENTS
§ 203.1 - Underwriting procedures.
§ 203.3 - Approval of mortgagees for Direct Endorsement.
§ 203.4 - Approval of mortgagees for Lender Insurance.
§ 203.5 - Direct Endorsement process.
§ 203.6 - Lender Insurance process.
§ 203.7 -
§ 203.8 - Approval of mortgagees for Direct Endorsement Lender Review and Approval Process (DELRAP).
MISCELLANEOUS REGULATIONS
§ 203.9 - Disclosure regarding interest due upon mortgage prepayment.
§ 203.10 - Informed consumer choice for prospective FHA mortgagors.
§ 203.12 - Mortgage insurance on proposed or new construction.
§ 203.14 - Builders' warranty.
§ 203.15 - Certification of appraisal amount.
§ 203.16 -
§ 203.16a - Mortgagor and mortgagee requirement for maintaining flood insurance coverage.
ELIGIBLE MORTGAGES
§ 203.17 - Mortgage provisions.
§ 203.18 - Maximum mortgage amounts.
§ 203.18a - Solar energy system.
§ 203.18b - Increased mortgage amount.
§ 203.18c - One-time or up-front mortgage insurance premium excluded from limitations on maximum mortgage amounts.
§ 203.18d - Minimum principal loan amount.
§ 203.19 - Qualified mortgage.
§ 203.20 - Agreed interest rate.
§ 203.21 - Amortization provisions.
§ 203.22 - Payment of insurance premiums or charges; prepayment privilege.
§ 203.23 - Mortgagor's payments to include other charges.
§ 203.24 - Application of payments.
§ 203.25 - Late charge.
§ 203.26 - Mortgagor's payments when mortgage is executed.
§ 203.27 - Charges, fees or discounts.
§ 203.28 - Economic soundness of projects.
§ 203.29 - Eligible mortgages in Alaska, Guam, Hawaii, or the Virgin Islands.
§ 203.30 - Certificate of nondiscrimination by the mortgagor.
§ 203.31 - Mortgagor of a principal residence in military service cases.
ELIGIBLE MORTGAGORS
§ 203.32 - Mortgage lien.
§ 203.33 - Relationship of income to mortgage payments.
§ 203.34 - Credit standing.
§ 203.35 - Disclosure and verification of Social Security and Employer Identification Numbers.
§ 203.36 - [Reserved]
ELIGIBLE PROPERTIES
§ 203.37 - Nature of title to realty.
§ 203.37a - Sale of property.
§ 203.38 - Location of dwelling.
§ 203.39 - Standards for buildings.
§ 203.40 - Location of property.
§ 203.41 - Free assumability; exceptions.
§ 203.42 - Rental properties.
§ 203.43 - Eligibility of miscellaneous type mortgages.
§ 203.43a - Eligibility of mortgages covering housing in certain neighborhoods.
§ 203.43b - Eligibility of mortgages on single-family condominium units.
§ 203.43c - Eligibility of mortgages involving a dwelling unit in a cooperative housing development.
§ 203.43d - Eligibility of mortgages in certain communities.
§ 203.43e - [Reserved]
§ 203.43f - Eligibility of mortgages covering manufactured homes.
§ 203.43g - Eligibility of mortgages in certain communities.
§ 203.43h - Eligibility of mortgages on Indian land insured pursuant to section 248 of the National Housing Act.
§ 203.43i - Eligibility of mortgages on Hawaiian Home Lands insured pursuant to section 247 of the National Housing Act.
§ 203.43j - Eligibility of mortgages on Allegany Reservation of Seneca Nation of Indians.
§ 203.44 - Eligibility of advances.
§ 203.45 - Eligibility of graduated payment mortgages.
§ 203.47 - Eligibility of growing equity mortgages.
§ 203.49 - Eligibility of adjustable rate mortgages.
§ 203.50 - Eligibility of rehabilitation loans.
§ 203.51 - Applicability.
§ 203.52 - Acceptance of individual residential water purification equipment.
EFFECTIVE DATE
§ 203.249 - Effect of amendments.
authority:
12 U.S.C. 1707
,
1709
,
1710
,
1715b
,
1715z
,
1715u
,
and
;
15 U.S.C. 1639c
;
42 U.S.C. 3535
(d)
source:
36 FR 24508, Dec. 22, 1971, unless otherwise noted.
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