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Regulations last checked for updates: Nov 22, 2024
Title 24 - Housing and Urban Development last revised: Nov 13, 2024
All Titles
Title 24
Chapter II
Part 203
Subpart B - Subpart B—Contract Rights and Obligations
CONDITION OF PROPERTY
§§ 203.375-203.376 - §[Reserved]
§ 203.377 - Inspection and preservation of properties.
§ 203.378 - Property condition.
§ 203.379 - Adjustment for damage or neglect.
§ 203.380 - Certificate of property condition.
§ 203.381 - Occupancy of property.
§ 203.382 - Cancellation of hazard insurance.
PROPERTY TITLE TRANSFERS AND TITLE WAIVERS
§ 203.385 - Types of satisfactory title evidence.
§ 203.386 - Coverage of title evidence.
§ 203.387 - Acceptability of customary title evidence.
§ 203.389 - Waived title objections.
§ 203.390 - Waiver of title—mortgages or property formerly held by the Secretary.
§ 203.391 - Title objection waiver with reduced insurance benefits.
PAYMENT OF INSURANCE BENEFITS
§ 203.400 - Method of payment.
§ 203.401 - Amount of payment—conveyed and non-conveyed properties.
§ 203.402 - Items included in payment—conveyed and non-conveyed properties.
§ 203.402a - Reimbursement for uncollected interest.
§ 203.403 - Items deducted from payment—conveyed and non-conveyed properties.
§ 203.404 - Amount of payment—assigned mortgages.
§ 203.405 - Debenture interest rate.
§ 203.406 - Maturity of debentures.
§ 203.407 - Registration of debentures.
§ 203.408 - Form and amounts of debentures.
§ 203.409 - Redemption of debentures.
§ 203.410 - Issue date of debentures.
§ 203.411 - Cash adjustment.
§ 203.412 - Payment for foreclosure alternative actions.
§ 203.413 - [Reserved]
§ 203.414 - Amount of payment—partial claims.
CERTIFICATE OF CLAIM
§ 203.415 - Delivery of certificate of claim.
§ 203.416 - Amount and items of certificate of claim.
§ 203.417 - Rate of interest of certificate of claim.
MUTUAL MORTGAGE INSURANCE FUND AND DISTRIBUTIVE SHARES
§ 203.425 - Finality of determination.
§ 203.426 - Inapplicability to housing in older declining urban areas.
§ 203.427 - Statute of limitations on payment of distributive shares.
§ 203.420 - Nature of Mutual Mortgage Insurance Fund.
§ 203.421 - Allocation of Mutual Mortgage Insurance Fund income or loss.
§ 203.422 - Right and liability under Mutual Mortgage Insurance Fund.
§ 203.423 - Distribution of distributive shares.
§ 203.424 - Maximum amount of distributive shares.
SALE, ASSIGNMENT AND PLEDGE OF INSURED MORTGAGE
§ 203.430 - Sale of interests in insured mortgages.
§ 203.431 - Sale of insured mortgage to approved mortgagee.
§ 203.432 - Effect of sale of insured mortgage.
§ 203.433 - Assignments, pledges and transfers by approved mortgagee.
§ 203.434 - Declaration of trust.
§ 203.435 - Transfers of partial interests.
GRADUATED PAYMENT MORTGAGES
§ 203.436 - Claim procedure—graduated payment mortgages.
COOPERATIVE UNIT MORTGAGES
§ 203.437 - Mortgages involving a dwelling unit in a cooperative housing development.
MORTGAGES ON PROPERTY LOCATED ON INDIAN LAND
§ 203.438 - Mortgages on Indian land insured pursuant to section 248 of the National Housing Act.
MORTGAGES ON PROPERTY LOCATED ON HAWAIIAN HOME LANDS
§ 203.439 - Mortgages on Hawaiian home lands insured pursuant to section 247 of the National Housing Act.
MORTGAGES ON PROPERTY IN ALLEGANY RESERVATION OF SENECA INDIANS
§ 203.439a - Mortgages on property in Allegany Reservation of Seneca Nation of Indians authorized by section 203(q) of the National Housing Act.
REHABILITATION LOANS
§ 203.440 - Definitions.
§ 203.441 - Insurance of loan.
§ 203.442 - Contract created by Insurance Certificate or by endorsement.
§ 203.443 - Insurance premium.
§ 203.457 - Voluntary termination of contract.
§ 203.458 - Termination by prepayment of loan.
§ 203.459 - Notice of termination by lender.
§ 203.462 - Pro rata payment of premium before termination.
§ 203.463 - Notice and date of termination by Commissioner.
§ 203.464 - Effect of termination.
§ 203.466 - Definition of delinquency and requirement for notice of delinquency to HUD.
§ 203.467 - Definition of default, date of default, and requirement of notice of default to HUD.
§ 203.468 - [Reserved]
§ 203.469 - Reinstatement of defaulted loan.
§ 203.471 - Special forbearance.
§ 203.472 - Relief for borrower in military service.
§ 203.473 - Claim procedure.
§ 203.474 - Maximum claim period.
§ 203.476 - Claim application and items to be filed.
§ 203.477 - Certificate by lender when loan assigned.
§ 203.478 - Payment of insurance benefits.
§ 203.479 - Debenture interest rate.
§ 203.481 - Maturity of debentures.
§ 203.482 - Registration of debentures.
§ 203.483 - Forms and amounts of debentures.
§ 203.484 - Redemption of debentures.
§ 203.486 - Issue date of debentures.
§ 203.487 - Cash adjustment.
§ 203.488 - Sale of interests in insured loans.
§ 203.489 - Sale of insured loan to approved lender.
§ 203.491 - Effect of sale of insured loan.
§ 203.492 - Assignments, pledges and transfers by approved lender.
§ 203.493 - Declaration of trust.
§ 203.495 - Transfers of partial interests.
EXTENSION OF TIME
§ 203.496 - Actions to be taken by mortgagee or lender.
AMENDMENTS
§ 203.499 - Effect of amendments.
DEFINITIONS
§ 203.251 - Definitions.
ENDORSEMENT AND CONTRACT OF INSURANCE
§ 203.255 - Insurance of mortgage.
§ 203.256 - Insurance of open-end advance.
§ 203.257 - Creation of the contract.
§ 203.258 - Substitute mortgagors.
MORTGAGE INSURANCE PREMIUMS—IN GENERAL
§ 203.259 - Method of payment of MIP.
§ 203.259a - Scope.
MORTGAGE INSURANCE PREMIUMS—PERIODIC PAYMENT
§ 203.260 - Amount of mortgage insurance premium (periodic MIP).
§ 203.261 - Calculation of periodic MIP.
§ 203.262 - Due date of periodic MIP.
§ 203.264 - Payment of periodic MIP.
§ 203.265 - Mortgagee's late charge and interest.
§ 203.266 - Period covered by periodic MIP.
§ 203.267 - Duration of periodic MIP.
§ 203.268 - Pro rata payment of periodic MIP.
§ 203.269 - Method of payment of periodic MIP.
OPEN-END INSURANCE CHARGES—ALL MORTGAGES
§ 203.270 - Open-end insurance charges.
MORTGAGE INSURANCE PREMIUMS—ONE-TIME PAYMENT
§ 203.280 - One-time or Up-front MIP.
§ 203.281 - Calculation of one-time MIP.
§ 203.282 - Mortgagee's late charge and interest.
§ 203.283 - Refund of one-time MIP.
CALCULATION OF MORTGAGE INSURANCE PREMIUM ON OR AFTER JULY 1, 1991
§ 203.284 - Calculation of up-front and annual MIP on or after July 1, 1991.
§ 203.285 - Fifteen-year mortgages: Calculation of up-front and annual MIP on or after December 26, 1992.
ADJUSTED MORTGAGE INSURANCE PREMIUM
§ 203.288 - Discontinuance of adjusted premium charge.
VOLUNTARY TERMINATION
§ 203.295 - Voluntary termination.
TERMINATION OF INSURANCE CONTRACT
§ 203.315 - Termination by conveyance to other than Commissioner.
§ 203.316 - Termination by prepayment of mortgage.
§ 203.317 - Termination by voluntary agreement.
§ 203.318 - Notice of termination by mortgagee.
§ 203.319 - Pro rata payment of premiums and charges.
§ 203.320 - Notice and date of termination by Commissioner.
§ 203.321 - Effect of termination.
DEFAULT UNDER MORTGAGE
§ 203.330 - Definition of delinquency and requirement for notice of delinquency to HUD.
§ 203.331 - Definition of default, date of default, and requirement of notice of default to HUD.
§ 203.332 - [Reserved]
§ 203.333 - Reinstatement of defaulted mortgage.
CONTINUATION OF INSURANCE
§ 203.340 - Special forbearance.
§ 203.341 - Partial claim.
§ 203.342 - Mortgage modification.
§ 203.343 - Partial release, addition or substitution of security.
FORBEARANCE RELIEF FOR MILITARY PERSONNEL
§ 203.345 - Postponement of principal payments—mortgagors in military service.
§ 203.346 - Postponement of foreclosure—mortgagors in military service.
ASSIGNMENT OF MORTGAGE
§ 203.350 - Assignment of mortgage.
§ 203.351 - Application for insurance benefits and fiscal data.
§ 203.353 - Certification by mortgagee.
CLAIM PROCEDURE
§ 203.355 - Acquisition of property.
§ 203.356 - Notice of foreclosure and pre-foreclosure sale; reasonable diligence requirements.
§ 203.357 - Deed in lieu of foreclosure.
§ 203.358 - Direct conveyance of property.
§ 203.359 - Time of conveyance to the Secretary.
§ 203.360 - Notice of property transfer or pre-foreclosure sale and application for insurance benefits.
§ 203.361 - Acceptance of property by Commissioner.
§ 203.362 - Conditions for withdrawal of application for insurance benefits.
§ 203.363 - Effect of noncompliance with regulations.
§ 203.364 - Mortgagee's liability for property expenditures.
§ 203.365 - Documents and information to be furnished the Secretary; claims review.
§ 203.366 - Conveyance of marketable title.
§ 203.367 - Contents of deed and supporting documents.
§ 203.368 - Claims without conveyance procedure.
§ 203.369 - Deficiency judgments.
§ 203.370 - Pre-foreclosure sales.
§ 203.371 - Partial claim.
authority:
12 U.S.C. 1707
,
1709
,
1710
,
1715b
,
1715z
,
1715u
,
and
;
15 U.S.C. 1639c
;
42 U.S.C. 3535
(d)
source:
36 FR 24508, Dec. 22, 1971, unless otherwise noted.
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