ELIGIBLE BORROWERS

• § 1005.401 - Eligible Borrowers.

• § 1005.403 - Principal Residence.

• § 1005.405 - Borrower residency status.

• § 1005.407 - Relationship of income to loan payments.

• § 1005.409 - Credit standing.

• § 1005.411 - Disclosure and verification of Social Security and Employer Identification Numbers or Tax Identification Number.

ELIGIBLE PROPERTIES

• § 1005.413 - Acceptable title.

• § 1005.415 - Sale of property.

• § 1005.417 - Location of property.

• § 1005.419 - Requirements for standard housing.

• § 1005.421 - Certification of appraisal amount.

• § 1005.423 - Legal Restrictions on Conveyance.

• § 1005.425 - Rental properties.

• § 1005.427 - Refinancing.

• § 1005.429 - Eligibility of Loans covering manufactured homes.

• § 1005.431 - Acceptance of individual residential water purification.

• § 1005.433 - Builder warranty.

ELIGIBLE LOANS

• § 1005.435 - Eligible collateral.

• § 1005.437 - Loan provisions.

• § 1005.439 - Loan lien.

• § 1005.441 - Section 184 Guaranteed Loan limit.

• § 1005.443 - Loan amount.

• § 1005.445 - Case numbers.

• § 1005.447 - Maximum age of Loan documents.

• § 1005.449 - Qualified mortgage.

• § 1005.451 - Agreed interest rate.

• § 1005.453 - Amortization provisions.

UNDERWRITING

• § 1005.455 - Direct guarantee underwriting.

• § 1005.457 - Appraisal.

• § 1005.459 - Loan submission to HUD for endorsement.

• § 1005.461 - HUD issuance of Firm Commitment.